Insights

Straight talk for people
who sign the front of the check.

Straight talk for small business owners, from a guy who has owned a few. No theory, no jargon, no guru math. 3 articles and counting.

August 29, 2026 · AI in practiceWhat an AI Receptionist Actually Costs a Small Business (and When It Pays for Itself)Every vendor wants to talk about the monthly price; the only number that decides this is your missed calls times your close rate times your average job.
August 29, 2026 · PricingRestaurant profit margins: the four numbers that decide if you keep anythingIf your sales look fine and your bank account doesn't, the answer is in four numbers, and only one of them is the food cost everybody argues about.
August 29, 2026 · Selling a businessSeller financing when you sell your business: how the note actually gets structuredIf a buyer asks you to carry part of the price, that isn't an insult or a red flag. It's usually the only reason the number you want is reachable at all.

Got a question you'd rather ask a person?

Thirty minutes, no pitch. If it's flammable, we'll tell you. If it's on fire, we'll help you put it out.

Book a call with Todd or start with the free Business Checkup →